When the Other Driver Asks You to Negotiate after an Accident


The accident rate per year in Oklahoma is quite high. This is the reason why car insurance is very much a relevant topic. It is obvious that after being involved in an accident, a stressful situation in itself, you may first think about getting medical attention or how to remove the car from scene. However, the situation can be awkward if the other driver, with whom you have collided with, comes to ask you for a direct settlement, not via insurance. You could be bewildered to decide what is best for you.

Don’t worry, the personal injury lawyer in OKC is there to have your back.

Why Drivers Prefer Skipping Insurance

Generally, there is a reason behind the driver not wanting to file an insurance claim. It is possible that the driver has some past accident records or something more alarming, like the person is not at all insured or does not have enough insurance to get the claim.

It is always preferable to get information about the driver’s insurance. As per state law, you need to have all the information of the driver and file a crash report through the Department of Transportation. The driver is not your friend or acquaintance, so there is no reason for you to rely on him. It is most likely that the person intends to avoid paying the actual claimed money or to deny the accident.

Know Your Rights

How to Protect My Rights

You should ensure that your rights are well protected following an accident. Gather as much information as possible about the driver. It is better to take photographs of the car, license plate, driver’s license, registration and insurance number. Contact the police immediately and notify them about the accident, even if it is not severe. If you need medical aid, just stay in the car and call emergency care. If the driver leaves the scene, it is considered a criminal offense.

The driver cannot stop you from filing with the insurance company. You should report the driver’s insurance as well. If the other driver is trying to avoid the insurance company and negotiate with you using cash, you should never entertain the idea.

Consult with our personal injury lawyer in OKC at Handley Law Center to get more help and guidance with the situation. Get a quick solution for all your accident-related problems from us.

** Disclaimer: This blog article is not legal advice and does not create an attorney-client relationship.